They certainly know how to live life… They certainly know how to live life, but do not remember of the unemployed, of the homeless, of the disenfranchised of fortune, of military personnel who die in wars that have no jsutificacion would remind, because so my memory that, being the male/female political current unprepared dictates me: some do not reach the natural level of baccalaureate (However(, person can be without having many lights), all our rulers and politicians in the opposition know, when young, joining the political party of shift (PSOE, PP, CiU…), and Miss loas years… to retire quietly without fear of the unknown: terrible labor unemployment! And is that with this mode or way of living and thinking, never know what is really working. IE: getting up every day – waking up the Sun-to sign at 8. 30 hours. Leave work without having full knowledge of whether the next day will have gigs. They will never know the pain moral and material, it is housed in the minds of our young people, to not pay next depreciation of your future floor in property, that would be the life insurance ceiling while beech. Yes you know our current rulers and politicians in the opposition, in any case, how live life without giving neither coup-except rare exceptions-, overnight, in this valley of tears, body of King, and retire – leaving passing the time clock, that will mark our perishable lives.

Viva la vida! There is no more to go and wait. Wait and see when they leave the politicians of these luxurious buildings where they settle the autonomies of Spain (at number seventeen, that exist in our poor Spain). Them and they elegantly dressed as they never thought: with alpaca suits first, with models loewe second: all, of course, latest models, and paid with the money of the Spanish taxpayers.

In the framework of mortgage financial system in Venezuela and in accordance with the standards in the field of housing policy, we find a series of loans depending on the source of funds, as well as the fate of them. In this sense we can mention the following types of appropriations earmarked for the purchase of main housing: financing with the Fund of compulsory saving for housing (faov). Loans with funds from banks. As for the destination, the financing will be destined to the following concepts: real estate acquisition expansion of real estate remodeling of housing self-construction in this article will touch the subject of appropriations for housing policy for the acquisition of real estate. In the field of housing policy, is stable to users of the system who contribute trading with the faov shall be eligible for financing on the purchase of your property, always and when it refers to main house. Stable conditions for access to mortgage credit system are of interest social, taking into account the income accruing users who are granted loans accessible to its possibilities.

Now let’s see what the conditions of loans for the acquisition with the resources of the housing policy. Monthly financial fee: The fee payable monthly for the use of a credit of housing policy, in no case may exceeds thirty percent of family monthly income, according to the following scale: income monthly fee up to Bs. 2800 20% from Bs. 2800 to Bs. 5474 25% from Bs. 5474 until 7000 Bs. 30% as we seethe legislation preserves the amount that the family must spend to deal with the financial costs of the mortgage loan product; Type of interest: in terms of rates to pay annually by way of mortgage credit, the system of stable housing policy the following: monthly income rate to Bs. 2800 4.66% from Bs.

2800 to Bs. 5474 6.61% from Bs. 5474 to Bs. 7000 8.55% term for payment of the credit policy Housing: housing policy system users will have a maximum time limit for paying the mortgage for 360 months. Maximum funding for the acquisition of dwellings: the maximum amount to finance according to the appraisal made by professionals in the field of expertise, is one hundred per cent of the market value of the property. Expenses generated by the housing policy credit approval: as for the expenditures arising from the lending of housing policy for the purchase of housing, we have the following: insurance: is calculated on the loan amount granted multiplied by the rate, which is 1.43% at the time of writing this article. Bank Commission: payment of 0.5% Bank Commission calculated on the amount of the mortgage. Appraisal of the property: is the payment that is made to determine the market value of the property, is carried out by specialized companies or by independent surveyor authorized by the Superintendency of banks. Registration costs: A novelty which brings the law of housing policy is that the costs of registration as well as other rights, fees and contributions are exempt, which constitutes a great savings for families. In terms of the maximum afforded by the system of housing policy with the resources of the faov, is currently Bs. 271.858,80 for families who have an income of seven thousand bolivares. For families who have incomes of less than Bs. 2600, sets the law of housing policy, a direct housing subsidy that gives the system, which will not be subject to repayment by the beneficiaries of the housing policy. Original author and source of the article

JOSE BRECHNER which comes to be the most interesting note of Argentine presidential elections of 2011, Eduardo Duhalde gave to understand that he run as a candidate. The reentry into the political arena of the former President could not be more propitious. Kirchnerism has disgusted the country, and the opposition does not have anyone that can say three sentences without contradicting it. The sober and eloquent presentation of Duhalde at the American Club, opens a door of relief to the Argentine productive class, from which some of its representatives gathered in their classrooms. The choice of the club to begin their return to the political strife, encouraged moreover an approach to the United States, which saw decline their friendship with the Argentina like never before. Starting his speech with an analogy about politics from that of populism and confrontation that are still postulating Kirchner, formerly, spoke of unity, openness and convergence, looking to the future.

He expressed his admiration for countries like Brazil, Chile and Uruguay, they learned the lessons of liberalism economic to lead his people towards a change in prosperity, using the tools of social democracy, which the Argentina could trace with good chances of success. He recalled that the role of the State is to ensure the safety of its citizens and thanked the Argentine armed forces by its institutional work, beyond the political claims that obnubilaron in the past. He demonstrated against the arms race, unlike Hugo Chavez and the other oral of the 21st century. He said that the biggest problem of the Argentines is the mixture of ignorance with arrogance, pleasant dimensioning applauded by those present, who demonstrated a level of evolution strongly longed to past arrogance, the least dear village of America made de los argentinos. Rightly emphasized that the Argentine dilemma is political and not economic. Difficult gibberish that are hard to decipher other politicians, who usually blame of his failures and his disability easily replaceable economy ministers. He compared the presidential government system American adopted by South American countries, with the parliamentary system employed by the Europeans, noting the harmful effects that took the first in the Southern Cone, taking us to indignant dictatorships, because of the disproportionate power that Presidents acquire, suggesting that parliamentarianism is the political solution for the Argentina.

It praised Chile for its peaceful and civilised change of Government from a left that ruled for 20 years without resentment, to a right with the same qualities, as an example of civility and democracy on the continent. In conclusion, Duhalde back out to the public arena, with the most honest and coherent discourse that political one has decided in the last decade in the Argentina. But this is just the beginning. His adversaries are many, and are outside and within the Peronist party. Outsiders do not have specific weight, experience or clarity. Within the party, Hugo Moyano is a key piece, which enjoys support estimated between 10 and 15 per cent of the national electorate. Significant numbers in the race toward the Casa Rosada. Many may feel uncomfortable, or confused, with a Peronist as a champion of liberal democracy, or democratic, but what better than a Peronist to make changes from inside without fear of popular rejection? We are in the distant and incipient campaign began, much water will run under the bridge, but doesn’t fit the slightest doubt, that none of the likely candidates known so far, enjoys the clarity of thought that Eduardo Duhalde externalises. original author and source of the article.

If! also begin to exist borreguiles politicians, faithful reflection of a society increasingly Jeroboam, because problems that are giving in that may arise only under these circumstances be able to locate and control all those who feel that they have to devote his life to politics, i.e. serving alleged someday society will have to think about how to solve the Jeroboam alternation, in the background, the consequences seems they are not very encouraging for the progress of our society. Increasingly, becomes difficult to find solutions and which normally provide numerous laws that politicians are, not only are burdensome, heavy, uncomfortable, but in many cases absurd, allocating to the citizen a Jeroboam situation which makes it impossible to lift the head and not only to be critical with the system that give real solutions that make it possible to improve the system. One of the first issues that arise is the suitability of treating the political shift, as if he had a casual work but: who can do leave your work in the sea factory, in the field, or in the Office for four years and then return as if nothing?. Other issues raised is management capacity but: they are prepared to manage, have, X budget controlarun euros which do not reach with your salary or you have many difficulties to arrive at end of month? While borreguiles politicians to solve the deficits of knowledge, presented as alternative that multiply the salaries of politician, to allow that accompany them and hire a court (so-called advisers) to govern, but: If a politician need advisers to govern, so serve officials?. Original author and source of the article.