That is, price increases overlap percentage. True, the rate may be slightly higher if the salary is 'gray' or no registration. Add life insurance and the title – it is about 1,5% a year, usually from the balance of the arrears. Taken together, still less than 15%. Of course, inflation may stop, and house price growth to stop.
On this particularly large and with a sense asserted a year ago. Now, however, to mention less. But nothing of inflation, which with admirable tenacity does not want to fit into predictable parameters of the government, generally keep silent. Guessing here meaningless, it is better to extrapolate the current situation in the future with minimal amendments on common sense. In fact, on the other hand, may appear and refinancing. similar findings. In the same bank or another. At least the subject is already is actively debated.
As for renting an apartment, for clarity, we can calculate two different versions. First: a mortgage – to lay out $ 600 for 15 years, but get rid of the need to pay rent, let's not the most expensive one-bedroom apartment. As a result of becoming homeowners, which in time, in any case, whatever the crisis did not happen, will cost more than at the time of purchase. In this case, with each new year These $ 600 will be cheaper, thanks to inflation, the ruble, and higher wages (you're not going to work 15 years for the same money). A mortgage payments remain the same, unless, of course, do not want to pay him ahead of schedule.